Your Personal Guide to Healthcare

Our blog is a place where we can share our passion for health, and provide you with easy to understand solutions to popular health insurance topics.

Check back often, as we’ll have regularly updated health care content that proves Health Savings Associates is your ultimate health insurance resource.

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Prescription Drug Trends

Prescription Drug Trends As prescription drug costs continue to increase, it is important for employers to understand the trends behind prescription drug costs and what they can do to better manage their health care expenses.   In 2019, the United..

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Fertility Benefits

Fertility Benefits   Did you know both the World Health Organization and the American Medical Association (AMA) recognized infertility as a disease in 2017? This is expected to have a great impact on how insurers and employers treat infertility when..

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It’s That Time of Year Again for ACA Reporting

It’s That Time of Year Again for ACA Reporting The Affordable Care Act (ACA) created reporting rules under Code Sections 6055 and 6056 that require certain employers to provide information to the IRS about the health plan coverage they offer..

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Mental Health In The Workplace

Mental Health and the Workplace   More than 1 in 5 Americans have diagnosable mental disorders at some point in their lives, yet only about half of those individuals receive professional mental health treatment. One major determinant of an individual’s..

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How the Government Shutdown is Affecting Employers

How the Government Shutdown Is Affecting Employers The current partial government shutdown—which has been in effect since Dec. 22, 2018—is the longest shutdown in U.S. history. Unlike past shutdowns, the government is not completely closed. However, due to the prolonged..

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Employee Benefit Plan Limits for 2019

Employee Benefit Plan Limits for 2019   Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to inflation-adjusted dollar limits: High deductible health..

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Don’t Forget to Provide an SBC This Open Enrollment

Don’t Forget to Provide an SBC This Open Enrollment Employers that sponsor group health plans should provide certain benefit notices in connection with their plans’ open enrollment periods. Some of these notices must be provided at open enrollment time, such..

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Technology-Based Enrollment

Technology-based Enrollment The enrollment period is a daunting time for both employers and employees; it is a lot of work for companies and can be a confusing process for workers. For instance, if you have 500 employees and offer 10..

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Affordable Care Act Changes

  Affordable Care Act Changes With all the news surrounding the possible changes and signing of executive orders related to the Affordable Care Act (ACA), many are left wondering what if anything has changed. With congress currently unable to come..

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