Legal & Licensing
Welcome to Health Savings Associates Insurance Services, Inc., a web site where consumers and small businesses can compare and purchase various insurance products. The web site is owned and operated by Health Savings Associates Insurance Services, Inc., (hereinafter, the "Company"), a licensed insurance brokerage. The Company provides its services to you subject to the following conditions.
Legal Jurisdictions Only
The services and products described on this web site are only intended for persons in those states and where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.
Copyrights
All content included on this site, such as text, graphics, logos, button icons, images, and data compilations, is the property of the Company or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws.
Your Account
If you use this web site, you are responsible for maintaining the confidentiality of your account and password, and you agree to accept responsibility for all activities that occur under your account or password. Further, by using this web site, you warrant that you are at least 18 years of age and possess the legal authority to use this web site. The Company does not sell products to minors, but it sells them to adults. If you are purchasing a product on behalf of a minor, you agree to supervise all usage of this web site by minors under your name or account. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.
Disclaimer of Warranties and Limited Liability
THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
Applicable Law
By visiting Health Savings Associates Insurance Services, Inc., you agree that the laws of the state of California, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.
Existing Insurance Coverage
DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.
Licensing
This web site is brought to you by licensed brokers in
the following states:
| State | Individual License | Agency License |
|---|---|---|
| California | 0F16053 | 0F60673 |
| Arizona | 907299 | 907461 |
| Colorado | 304723 | 304086 |
| Nevada | 549201 | 578286 |
| North Dakota | 8770000 | 20-3212906-01 |
| Florida | P129753 | |
| Texas | 1478406 | |
| Illinois | N/A | |
| Ohio | 776103 | 388922 |
| Missouri | PR427238 | AG8025442 |
| Indiana | 621846 | 622410 |
| Iowa | 8770000 | |
| Wisconsin | 2528587 | |
| Kansas | 8770000 | 203212906-000 |
| South Carolina | 513939 | 172740 |
| Kentucky | 665449 | |
| Pennsylvania | 535296 | |
| Tennessee | 0001008983 | |
| Virginia | 125573 | |
Each agent/broker is associated with Health Savings Associates Insurance Services, Inc., a California corporation with principal place of business at:
Health Savings Associates Insurance Services, Inc.
10505 Sorrento Valley Road
Suite 410
San Diego, CA 92121
