Your Personal Guide to Healthcare

Our blog is a place where we can share our passion for health, and provide you with easy to understand solutions to popular health insurance topics.

Check back often, as we’ll have regularly updated health care content that proves Health Savings Associates is your ultimate health insurance resource.

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Domestic Partner Benefits

Domestic Partner Benefits Many employers provide health insurance coverage to the domestic partners of their employees. Domestic partner benefits generally include medical and dental insurance, but they may also include disability and life insurance, family and bereavement leave, education and..

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Top 10 COBRA Mistakes and How to Avoid Them

Top 10 COBRA Mistakes and How to Avoid Them   The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires that employers provide former employees and dependents who lose group health benefits with an opportunity to continue group health insurance coverage for..

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A New Approach to Use-it-or-Lose-it

A New Approach to Use-it-or-Lose-it   A flexible spending account (FSA) is a beneficial tool for saving money on health care, since the account contains pretax dollars contributed each pay period to pay for qualified medical and dental expenses.  ..

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What is Telemedicine?

Telemedicine   As technology has developed, so has people’s ability to overcome the traditional communication barriers of time and distance. The practice of telemedicine is a step forward in the health care industry to use telecommunication to bridge the gap..

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Happy Heart Day

Happy Heart Day!   This probably isn’t the heart you were planning on celebrating today but we would like you to take a little more time and think about the one beating in your chest. Did you know February is..

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Prescription Drug Trends

Prescription Drug Trends As prescription drug costs continue to increase, it is important for employers to understand the trends behind prescription drug costs and what they can do to better manage their health care expenses.   In 2019, the United..

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Fertility Benefits

Fertility Benefits   Did you know both the World Health Organization and the American Medical Association (AMA) recognized infertility as a disease in 2017? This is expected to have a great impact on how insurers and employers treat infertility when..

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It’s That Time of Year Again for ACA Reporting

It’s That Time of Year Again for ACA Reporting The Affordable Care Act (ACA) created reporting rules under Code Sections 6055 and 6056 that require certain employers to provide information to the IRS about the health plan coverage they offer..

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Mental Health In The Workplace

Mental Health and the Workplace   More than 1 in 5 Americans have diagnosable mental disorders at some point in their lives, yet only about half of those individuals receive professional mental health treatment. One major determinant of an individual’s..

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