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Your Personal Guide to Healthcare

Our blog is a place where we can share our passion for health, and provide you with easy to understand solutions to popular health insurance topics.

Check back often, as we’ll have regularly updated health care content that proves Health Savings Associates is your ultimate health insurance resource.

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6 HR Trends to Monitor This Year

6 HR Trends to Monitor in 2019   A new year brings new issues for HR professionals to contend with. Some challenges are similar to previous years (overtime uncertainty), while others are more unique and complicated (legal marijuana and employment)...

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Prescription Drug Trends

Prescription Drug Trends As prescription drug costs continue to increase, it is important for employers to understand the trends behind prescription drug costs and what they can do to better manage their health care expenses.   In 2019, the United..

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Fertility Benefits

Fertility Benefits   Did you know both the World Health Organization and the American Medical Association (AMA) recognized infertility as a disease in 2017? This is expected to have a great impact on how insurers and employers treat infertility when..

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It’s That Time of Year Again for ACA Reporting

It’s That Time of Year Again for ACA Reporting The Affordable Care Act (ACA) created reporting rules under Code Sections 6055 and 6056 that require certain employers to provide information to the IRS about the health plan coverage they offer..

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How the Government Shutdown is Affecting Employers

How the Government Shutdown Is Affecting Employers The current partial government shutdown—which has been in effect since Dec. 22, 2018—is the longest shutdown in U.S. history. Unlike past shutdowns, the government is not completely closed. However, due to the prolonged..

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Employee Benefit Plan Limits for 2019

Employee Benefit Plan Limits for 2019   Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to inflation-adjusted dollar limits: High deductible health..

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Don’t Forget to Provide an SBC This Open Enrollment

Don’t Forget to Provide an SBC This Open Enrollment Employers that sponsor group health plans should provide certain benefit notices in connection with their plans’ open enrollment periods. Some of these notices must be provided at open enrollment time, such..

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The HSA Team Wins International Torch Award

The HSA Team Wins International Torch Award   Health Savings Associates was awarded the International Torch Award for 2018! These awards are presented to businesses in recognition of best practices in leadership character, and organizational ethics. Honorees will be celebrated..

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